TIS's payment infrastructure processes more than ¥300 trillion a year and supports half of Japan's credit card processing. Its Multi-Token Platform, built with AvaCloud, gives financial institutions a production-ready network to issue and manage stablecoins, security tokens, and tokenized deposits without rebuilding core systems.
Japan's total payment flows exceed ¥1,000 trillion, and the national agenda for cashless adoption and embedded finance needs infrastructure that can carry money movement at that scale. Digitizing even a fraction of it changes the economics of settlement.
The global stablecoin market passed $250 billion in 2025. The GENIUS Act gave U.S. issuers a federal framework in July, and Japan's Financial Services Agency approved the country's first yen-denominated stablecoin in August. The regulatory runway is clear.
Cumulative security token issuance in Japan by 2024, led by real estate and corporate bonds. Issuance is entering full-scale business adoption, but every institution faces the same build-or-buy decision on issuance, key management, and lifecycle operations.
By 2025, the question inside Japanese finance was no longer whether to tokenize. The global stablecoin market passed $250 billion. The GENIUS Act gave U.S. issuers a federal framework in July. At home, the Financial Services Agency approved Japan's first yen-denominated stablecoin in August, and cumulative security token issuance had crossed ¥170 billion, led by real estate and corporate bonds. What was missing was a production path: a way for a bank or payment provider to issue and operate tokenized assets with the same rigor as its core systems.
TIS is who Japanese finance calls for that kind of rigor. A member of the TIS INTEC Group, TIS serves more than 3,000 enterprise clients across Japan and ASEAN, and its PAYCIERGE infrastructure processes more than ¥300 trillion in transactions annually while supporting 50% of Japan's credit card processing. TIS and Ava Labs began working together in June 2024, and the workload kept widening: technical verification of government bond tokenization at the CBDC Forum, joint studies with major financial institutions on stablecoin commercialization, technical support for tokenizing mobility assets. In October 2025, that work became a product.
The Multi-Token Platform packages TIS services and AvaCloud infrastructure into a single repeatable solution for stablecoins, security tokens, tokenized deposits, and other digital assets.
The platform's pitch to a Japanese financial institution is continuity. TIS extends the infrastructure that already clears the country's payments onto tokenized rails, so institutions adopt tokenization without rebuilding the systems their businesses run on and without standing up an in-house team to operate it. The division of labor is explicit: TIS brings compliance rigor, integration talent, and operational support built on more than 50 years of financial systems work. AvaCloud keeps the network layer secure and current.
TIS and Ava Labs are continuing to expand the platform's multi-asset capabilities for stablecoins and security tokens, with adoption targeted at banks, payment providers, and enterprises tokenizing their own assets. The objective is the one that matters to every institution in the market: minimize the time and cost of money movement in an economy with more than ¥1,000 trillion in annual payment flows, and turn tokenization from a research line item into a revenue line.
Processed across TIS payment infrastructure
Production-ready capacity through AvaCloud
Stablecoins, security tokens, and tokenized deposits
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